Showing posts with label Debt Reduction. Show all posts
Showing posts with label Debt Reduction. Show all posts

Sunday, June 17, 2007

Choose a financial path and get started

That's what my grandmother would say if I were able to talk to her and tell her how confused I am about this whole debt situation. I'm one of those people who will read and research, read some more, and do a little more research before I decide to actually do something. And, sometimes, in the midst of all that reading and research, I get bored and move on to something else.

I bought Dave Ramsey's book about 6 weeks ago and have just skipped through some of the stories. I WANT to want to get out of debt, but it takes a lot more than that. My confusion comes in having believed most of what I heard Suze Orman say in the past (yep, I have her book, too).

Maybe it's not so much who's recommendation I follow, as long as I commit to a process and get started. My grandmother didn't have a library of financial books, nor did she listen to every business podcast out there or search the internet for the perfect answer. She just did. You know, just make a choice and do. If it isn't the perfect choice, at least I started and I'd have to be closer than further away.

Tuesday, June 12, 2007

Saving my dimes

Well, I've committed to saving every dime I have (literally) and was just looking for a container to put them in. My plan is to save them until around the first of December, then take them to the bank to cash them in for Christmas presents. Okay, that's probably more like present, but I'm willing to see.

I have an Altoid tin to start out with (ha). As soon as it's full, I'll move up to something larger. Just like my debt, I need to visualize this in bitsize pieces. How long could it take to fill an Altoid tin with dimes? Well, I'll let you know.